The Smart Parent’s Secret to Building Generational Wealth

What you’ll need:

• Answer a few questions about you and your family
• A bank to fund the account
• Under 5 minutes to complete the application

Invest in your child’s dreams with a Junior Roth IRA™ that grows as they do.

For a limited time: Get a $25 Bonus when you finish setting up and funding your child's Junior Roth IRA account today!

1 App rating displayed on the FutureMoney website reflects the blended user ratings from the Apple App Store and Google Play Store, weighted by FutureMoney’s active user count on each platform. These ratings are independently calculated and published by Apple Inc. and Google LLC, respectively. The Apple App Store rating is based on the average of all user-submitted app reviews to date, while the Google Play rating emphasizes more recent user feedback. App ratings and user reviews reflect general app experience and usability, and may not represent the experience of FutureMoney clients with its advisory services or investment performance. Ratings are not based on client satisfaction surveys or verified advisory outcomes. The Apple App Store and Google Play Store do not verify whether reviewers are clients of FutureMoney or use its investment services. Ratings are subject to change and are updated by each platform independently. For the most accurate and current rating information, please visit the FutureMoney app listing in the Apple App Store or Google Play Store.

How FutureMoney Makes It Easy to Invest

Simple Setup

Open an account in minutes with no paperwork nightmares.

Flexible Contributions

Invest what you can, when you can. Every little bit counts

Track Progress Together

Watch their wealth grow with intuitive dashboards and milestone tracking.

Calculate your estimate

Explore our compound interest calculator to find out how the magic of time and compounding can work together to build your generational wealth.

Initial deposit
Contributions
AnnuallyMonthlyWeeklyDaily
Years to grow
20 years
Average annual return
Calculate my estimate

Potential future balance

$51,541

The chart provides an estimate of how your investment could grow over time based on your initial deposit, contribution frequency, investment duration, and selected interest rate. Adjusting these inputs will change the outcome. You can revisit the calculator to explore different scenarios. These results are illustrative only and do not represent the performance of any FutureMoney account or strategy. They also do not factor in market or economic conditions that could impact returns.

$1+ Billion

FutureMoney users are on track to invest $1B and growing

0.25%

Management fee, amongst the lowest in the country

$500,000

In SIPC protection

“Let’s give our child the financial foundation they deserve - the one we wish we had.”

Philip Barrar
CEO

Customer Gifting with FutureMoney

Testimonials

• Susan D.
  "As a parent, I wanted to start saving for my child’s future, and this company made it so simple. Their plans are flexible and easy to manage, and I feel confident knowing my investments will grow alongside my child. The team provided clear guidance tailored to my goals."

• Daniel F.
  "I chose this company to secure my child’s financial future, and it was the best decision. Their platform is intuitive, and their advisors helped me create a solid savings plan. I love knowing that I’m setting my child up for success when they grow up."

• Robert H.
  "Planning for my daughter’s future has never been easier. This company offers excellent options for long-term investments, and their team helped me navigate everything."

• Mary H.
  "Saving for my son’s college fund felt overwhelming until I found this app. They helped me develop a step-by-step investment strategy that feels practical and achievable. I feel much better knowing I’m building a solid foundation for his future."

Got questions? Find answers.

FAQ

• Is there a fee for adding someone to a shared goal?
  The Junior Roth IRA™, exclusively offered by FutureMoney, allows you to invest up to $35,000 while your child is under 18 and grow that money tax free into their retirement, based on a 529 plan to Roth IRA rollover.

• How much does FutureMoney cost?
  The Junior Roth IRA™, exclusively offered by FutureMoney, allows you to invest up to $35,000 while your child is under 18 and grow that money tax free into their retirement, based on a 529 plan to Roth IRA rollover.