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Make your kid a millionaire with as little as $15 a week
Set your kids up for success with FutureMoney – the easiest app for tax-optimized, intelligent investing.
Why Should I Invest For My Kid?
Small actions today. Big returns tomorrow.
Waiting until your kid is an adult to start investing could mean that they retire with millions less. The opposite is true, too. Investing $15 a week a birth could set them up for life.
Assuming a 10% annual return. Does not include management fees. Investing involves risk and performance is not guaranteed.
Future-proof your child's finances.
It's never been more expensive to live. By investing now, you can make sure that your child can keep up with inflation and rising costs of living.
| Cost of Living | Today | 30 years ago | Increase |
|---|---|---|---|
| Going to College | $33k | $9k | +266% |
| Buying a Home | $421k | $130k | +223% |
| Renting a Home | $1,191 | $447 | +166% |
Unlock limitless opportunities.
Your child is destined to do great things. Make sure they have the finances to support all of their future accomplishments. By investing today, the college they want to attend or the home they want to buy is all within reach.
Start building your child's future today.
Why Should I Use FutureMoney?
Your investments, fully-managed at the click of a button.
Your child's future wealth is automatically invested into a diversified portfolio, intelligently designed to match your risk tolerance and goals.
More wealth, less taxes.
Meet the Junior Roth IRA™ – the most innovative approach to child-focused investing. This unique account is designed to be highly tax-optimized. It starts as a 529 Savings Plan before converting into a Roth IRA after 15 years.
Deposits on auto-pilot.
The key to investing is consistency. Never miss a chance to set your child up for success with unlimited automated recurring deposits.
And even more unbeatable features…
- Industry-Leading Security: We keep your money safe and your information private.
- Unlimited Accounts: A tax-advantaged account for every member of the family.
- Transparent Pricing: Investing doesn't have to be expensive or hard to understand. FutureMoney makes it accessible.
How It Works
Step 1
Download the app.
It's free to start and takes just a few minutes to sign up.
Step 2
Choose how you want to invest.
Tell us how much you want to deposit and how you want your portfolio to be managed.
Step 3
Download the app.
With automated deposits and portfolio management, FutureMoney takes care of the rest.
Affordable Pricing For Every Parent
Annual Fees
$0 to $4 per month, billed annually or 0.25% annual fee
All accounts are free to get started. You only pay when you invest.
Accounts under $20,000 in total assets will only be billed $4 per month annually, with the ability to access discounts based on income.
Accounts over $20,000 will only be billed an annual management fee of 0.25%.
Every parent should be able to invest.
We offer discounts to make sure investing is accessible for everyone.
- $4 per month if your family lives on $50,000 or more annually.
- $2 per month if your family lives on $30,000-$50,000 annually, with a 50% discount.
- Free for families living on less than $30,000 annually or who do not contribute to their investments for a year.