Pricing
Affordable pricing for every parent
Our fees reflect our mission to make investing more accessible with a low price available to every family.
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Accounts below $20,000
Subscription fee
$0 to 4
per month, billed annually
You’ll pay a flat fee for accounts below $20,000. This covers unlimited accounts, transfers and contributions, customer support, and tax optimization.
$4 per month is $48 per year, billed after 30-day trial. See below to find out if you qualify for a discount.
Accounts above $20,000
Management fee
0.25%
Accounts over $20,000 will only be billed an annual management fee of 0.25%.
Subscription fee is waived.
We make investing possible for every parent
$4 / per month
If your family lives on $50,000 or more annually, you'll be billed $48 per year.
$2 / per month
If your family lives on $50,000-$30,000 annually, you'll get a 50% discount on the service fee. Reach out to customer service to receive your discount.
FREE / per month
FutureMoney is free for every family who lives on less than $30,000 annually or who does not contribute to their investments for a year. Reach out to customer service to receive your discount.
Pricing Plans
- Pro / per month
- Management Fee: 0.25%
- Roth IRA
- Traditional IRA
- General Investing
- 529 Accounts
- Generational Wealth
- Custodial Roth IRA
- Household EIN
- Family Payroll
- Child Tax Reporting
- Video call with Advisor
Accounts under $20,000:
$5/month or $48/year
Generations / per month
Management Fee: 0.20%
Accounts under $60,000:
$15/month or $120/year
Accessible Pricing (Applies to FutureMoney Pro)
$48 / per year
If your family lives on $50,000 or more annually, you’ll be on our standard pricing plan outlined above.
$24 / per year
If your family lives on $30,000-$50,000 annually, you’ll get a 50% discount on our fees. Reach out to customer service to receive your discount.
FREE / per year
FutureMoney is free for every family who lives on less than $30,000 annually. Reach out to customer service to receive your discount.
How we compare
FutureMoney offers automated investing with a variety of features that parents need all for one low fee that works with your budget.
- Minimum initial investment
- Sliding fee based on income
- Investing for unlimited kids
- Supportive community for parents
- Junior Roth IRA™
- Automated investing
- Personalized portfolio
Your money is protected
Rest assured that your money is professionally managed.
- SIPC Insured - Up to $500,000 per customer applies in the event of a brokerage firm's financial failure. IRA, custodial, and brokerage account assets are held with SIPC-member custodians.
- Secure - Your investments are held by industry-leading, SEC-registered custodians, including Alpaca Securities, LLC and Altruist.
- Privacy - Keeping your personal information protected is our priority. Advanced, bank-level AES-256 encryption to keep your data safe.